Welcome to our Pricespin.net. Today we’re going to discuss a few quick tips for handling your own car accident case without an houston car accident lawyers although I always recommend that you consult an auto accident injury lawyer if you’ve been involved in a major wreck with serious injury many minor cases can be resolved on your own without the assistance of a lawyer.
These would be cases with less than three thousand dollars in total medical bills. Cases where are you treated for injuries less than three months. And cases where your car was not totaled out of an abundance of caution.
I always recommend you consult an attorney if you’ve been injured in a houston car accident. However if you feel certain that your injuries were minor and that they’re completely resolved and that you’re completely better and that this is a small case it does not merit bringing an attorney into the mix.
The following tips may be helpful toward helping you settle a case on your own without the assistance of a lawyer. If you’re going to resolve your case on your own without a lawyer. Then you’re going to need to negotiate with an insurance adjuster.
7 Terrific Tips for Handling Your Own Houston Car Accident Case Without a Lawyers
And to do that I recommend that you get answers to the following questions in writing if possible before you sign any forms before you agree to any settlements and before you give a recorded statement.
Question Number One
Will you confirm in writing that your insured is at fault for the accident and that your company is liable for the accident and my damages.
Question Number Two
For the insurance adjuster Will you confirm the total amount of insurance coverage in writing. That would be the auto insurance policy limits as well as any applicable umbrella insurance that’s available and provided by the company.
Question Number Three
Before I give a recorded statement will you provide me with copies of any and all statements that you’ve taken from other witnesses or parties involved with this case.
Question Number Four
if I sign your medical release form will you provide me with copies of all medical records that you obtain using that form.
Question Number Five
Will you confirm in writing whether you’ve done any surveillance of me since the accident. And if so will you provide me with a copy of that surveillance the actual surveillance article.
Question Number Six
get the insurance adjuster to confirm whether they’re insured driver the other driver that caused your accident.
Was employed at the time of the accident whether they were working whether they were what lawyers call in the course and scope of employment.
Demand that they provide you with a sworn affidavit signed by their driver stating whether they were working at the time of the accident. If they were working you want to know who the company was and any insurance they may have.
And Finally Question Number Seven
Ask the adjuster whether they’ll provide you with a copy of any and all financial records employment records medical records any documents they get that pertain to you or pertain to your case one final piece of advice if you’re going to represent yourself.
Trust nobody but yourself. You don’t have a lawyer to protect your interests so don’t let the insurance adjuster lull you into a false sense of friendship or camaraderie.
They work for the insurance company. Their job is to save the insurance company money not pay you. So make sure you keep the roles clear in your mind and demand the things that we’ve suggested.
Well there you have it. A few quick tips for handling your own auto accident injury case without using a lawyer. I hope this information has been helpful.
Again I reiterate that I always advise people with legal needs to consult best car accident lawyers in houston. But if you insist on go on the road alone that’s a way to do it. Good luck.
The information presented in this article is for educational purposes only. It is not intended as legal advice. If you need legal assistance please contact an attorney immediately.